Financial Planning Process

Many of my clients share a common goal. They desire to be financially secure and live a happy and healthy life as they age. They need to feel financially confident and able to provide for the ones they love. But just because their goal is common, it doesn't mean my approach to financial planning should be. My job as a financial advisor is, first, to understand you and your specific goals and circumstances and, second, to use that knowledge and tailor a plan to help you meet your financial goals.

A tailored plan goes far beyond simply choosing investment products. My process entails a deep knowledge and appreciation of your objectives, needs, long-term goals, time horizon, risk tolerance and - most importantly - your personal values. It was developed to pre-experience the future by engaging in scenario planning, examining cash flows, expenses, distribution strategies, and potential risk to your success. I have a heavy focus on tax efficient planning because while growing your dollars is important, keeping more of them is just as important.